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Product Overview
Prospective Customers
Domestic and foreign corporate customers.
Basic Qualifications
The customer has opened a basic deposit account or general deposit account in our bank; has good credit standing; abides by the national industrial policy and our credit policy; can provide lawful and effective guarantee, etc.
Loan Term
One year (excluding) or more. In principle, the term of working capital loans for daily operations is not more than three years (inclusive), and the term of loans for fixed assets projects generally does not exceed five years (inclusive).。
Features
It is a foreign currency loan aimed to meet the borrower's financing demand on new construction, expansion, transformation, development, purchase of fixed asset investment projects, or reasonable need for continuous use of working capital in daily operations, with the borrower’s future comprehensive income or other legitimate income as the repayment source.。
Handling Procedures
The enterprise files a written application to our bank and submits relevant materials.
Our bank reviews the company and make a decision on whether to grant a loan.
A loan contract is signed.
Mortgage, pledge or other guarantee procedures are implemented.
Our bank grants the loan in accordance with the agreement.
